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Mortgages Made Easy
Work with the most reputable and experienced Berkshire Hathaway affiliated real estate agents across the U.S.
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It Pays to Work with Prosperity

Whether you are buying a new home or refinancing, Prosperity Home Mortgage, a Home Sweet Rewards affiliated lender, provides the convenience of one-stop shopping and fast, efficient service. Purchase and refinance mortgage loan options include conventional conforming loans, jumbo loans and FHA and VA loans. 

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Get a $750 Closing Credit

When you apply and close on a new home or refinance loan with Prosperity Home Mortgage.*

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Get Pre-approved

Get a clear picture of your buying power and show sellers you will be able to secure financing to purchase their home.

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Calculate Your Payment

See how home price, interest rates and down payment affect your monthly mortgage payment.

Mortgage 101



Basics of Home Buying

Follow these helpful tips when applying for a mortgage to help make the process go smoothly.


Get a Step Ahead With Buyer Advantage Pre-Approval

If you want your home purchase offer to stand out to sellers, ask for the PHM Buyer Advantage. 


Accelerate Your Mortgage Closing

Streamline and expedite the mortgage approval process with XLR8

*The closing Cost Credit will be applied in the form of a lender credit on the buyers Closing Disclosure prior to any seller-paid contributions, to ensure that the buyer has the required down payment for the transaction.

Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase or refinance, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage. LLC.  This offer cannot be combined with any other offers and has no redeemable cash value.  Only one lender credit permitted per New Loan.  Lender credit may not exceed $750 or a borrower’s out of pocket closing costs.  All eligibility requirements must be met no later than 2 days prior to the New Loan closing date.  Loan must close within 60 days from the date of loan application, and is valid on all complete applications received on or before 12/31/2023.  This lender credit is void where prohibited and is non-transferable, subject to the terms herein.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at

©2023 Prosperity Home Mortgage, LLC.  All Right Reserved.

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